Health insurance is the most controversial topic and most needed insurance in America today. The affordable Care Act dramatically changed the health insurance industry and forced many agents and agencies to stop selling the product. The Hardeman Company has been regarded as the “Employee Benefits Specialist” for over 25 years. The Hardeman Company represents EVERY health insurance carrier in Georgia. The Hardeman Company can assist with group and individual health insurance.
Frank has specialized in health insurance for small and large employers for 31 years. The Hardeman Company insures employers with as little as two employees and as many as 1,750. Representing Anthem / Blue Cross Blue Shield, Humana, Aetna, National General, Starmark/Trustmark. United Healthcare can be obtained upon special request. Along with the group health insurance, The Hardeman Company can provide the following group benefits: Dental, Vision, Long and Short Term Disability, Group Life. Primary carriers for these ancillary products include but not limited to: Companion Life, Anthem, Humana, Principal, Unum, MetLife, Renaissance Life, Standard, Guardian, and United Concordia.
With 31 years experience in selling individual health insurance, Mr. Hardeman is again considered one of the most knowledgeable agents in the region. The advent of the Affordable Care Act made most of the carriers pull out the market. Mr. Hardman represents each carrier that offers health insurance in South Georgia. He has the ability to sell on and off exchange allowing those qualified individuals and families the opportunity to receive a government subsidy. For those not qualified to receive a subsidy he can write all carriers. Carriers include Ambetter, Anthem / Blue Cross, Christian Association plans, IHA and Sedera non ACA plans.